So you’ve booked your flight tickets and you are ready for a holiday. There are always many errands to run, work to see to, and things to pack before you board the plane. But is there something you might have missed out on your checklist? Did you pen down ‘travel insurance’?

Now if you are thinking it is not necessary, think again. Do you have a guarantee that nothing will go wrong on your trip? Travel insurance is one favour we should always do for ourselves.  Whilst many unforeseen circumstances can prove very costly, travel insurance these days, on the other hand, is very affordable. So getting yourself insured is the right thing to do.

And then we are down to choices. There are aplenty in the market, and we have our own preferences too. One of them that we have personally bought before is ACE Travel Insurance for its affordability, and various levels of coverage.

In this post, we will share with you more about why you need travel insurance, and an amazingly irresistible deal – with 40% OFF single trips – that is limited for only a few days from 27 Aug to 7 Sep 2014.

45 BENEFITS OF BUYING ACE TRAVEL INSURANCE

ACE Travel Insurance offers 45 kinds of benefits. It can be anything as simple as covering you for medical expenses, trip postponement, cancellation or travel delays.

As much as we hope that our holidays will go smoothly, there is always a possibility that something may go wrong. But if you are covered by ACE Travel Insurance, you know that you are not alone. ACE has an overseas help hotline which provides assistance 24/7, so no more panicking in a foreign land.

OVERSEAS MEDICAL EXPENSE

Getting into an accident while you are on a holiday is quite a mood-spoiler, and very often, we worry about the hefty medical expenses incurred in a foreign land. But fear not because you can claim these medical expenses when you get back – just be sure to seek medical treatment immediately wherever you are, and provide the necessary documents/receipts when you are back.

TRAVEL DELAYS

There was a horrible incident that happened to us when we were transiting at Helsinki Airport. What was meant to be a 1-hour transit became a 6-hour waiting game due to bad weather. It was painful and a complete waste of precious travel time, but boy, were we glad that we were covered by travel insurance.

BAGGAGE DELAY

One of the worst nightmares that can happen during your travel is not seeing your baggage on the baggage belt when you arrive at your destination. Imagine not having a change of clothes or your toiletries with you after a 20-hour flight. (A good tip is to pack a set of clothes and other essentials on your carry-on. You never know when you may need them!) While there’s nothing much you can do while you wait for your baggage to turn up, it’s comforting to know that travel insurance will also cover you for such delays.

TRIP CANCELLATION

The occurrences of natural disasters are usually without warning and come with much inconveniences and anxieties if you are intending to travel. In the event of natural disasters and other specified causes in the policy, travel insurance can cover your non-refundable deposits or advance payments for travel or accommodation.

GET AN ANNUAL TRAVEL INSURANCE PLAN

Since getting our annual travel insurances several years ago, we never have to worry and can always travel with peace of mind.

If you travel frequently, or at least a few times a year, it makes more sense to get an annual travel insurance plan. You won’t have to worry about the hassle of always having to remember to buy your travel insurance before every single trip.

What’s more, ACE Travel Insurance actually offers automatic renewal for its annual policies, so it can save you a lot of trouble. And of course, purchasing an annual policy also means more cost savings.

ACE TRAVEL INSURANCE PROMOTION

It is now the perfect time to buy ACE Travel Insurance. During this promotional period from 27 Aug to 7 Sep 2014, you get to enjoy 40% OFF single trip plans (excluding the basic plan) and 10% OFF annual plans.

Go to www.acetravelinsurance.com.sg for more details and buy your travel insurance. Also, if you have more questions about travel insurance, here are some frequently asked questions that will help to answer your queries.

This feature is brought to you by ACE Insurance Limited.