POSB is a household name and one so familiar. Most of us probably grew up with a POSB savings bank book, and guess what? Now that we are adults, POSB will still help us with savings!

Do you spend at least S$500 per month? Did you know that you could receive attractive cash rebates when you spend that amount using POSB Everyday Card? Spending has never been more rewarding with POSB Everyday Card, and this might sound ironic but using a credit card appropriately will benefit one immensely.

The card gives you 5% cash rebate on dining every where – from restaurants, to cafés, fast food outlets, bars, entertainment establishments and caterers – every day. And you can enjoy up to 5% cash rebate on your grocery shopping.

While these rebates might not sound a lot, you will be surprised by how much you save in the long run! Sign up for a POSB Everyday Card before 31 December 2015. Here are more Reasons To Get A POSB Everyday Card.

#1 CASH REBATES FOR DINING ANYWHERE

POSB Everyday Card understands that everyone has different dining preferences and is hence granting cardholders 5% cash rebates on all dining expenses. Yes, it does not matter if it is your late night McDonald’s McNuggets meal or a fancy anniversary dinner at Jaan; you would still receive cash rebates for either places anyway.

Now, every reason to pay with POSB Everyday Card no matter where you dine at!

#2 AND EVEN ONLINE GROCERY SHOPPING

If preparing your own meals is what you prefer, this card works for you too.

POSB Everyday Card cardholders still stand to reap equally advantageous benefits. Shopping at grocery store Sheng Shiong entitles you to a 5% cash rebate for your next purchase. Shoppers of both physical and online stores of Cold Storage, Giant, Jasons, RedMart and NTUC Fair Price are also rewarded with a 3% cash rebate. And you stand to enjoy at least S$50 cash rebate each month and best of all, our rebates don’t expire!

#3 DISCOUNTS FOR PETROLUEM

Driving is extremely costly in Singapore and the cost of fuel is as expensive too. Fortunately, SPC&U Cards will grant one a 10% discount while any DBS/POSB Credit/Debit Card gets to offset an additional 5% discount. And that is not all.

The next best part is that POSB Everyday Card generously gives you a 6% cash rebate for your final petroleum bill. That’s a lot of numbers to work with, but one thing’s for sure – your savings will be significant.

#4 OFFSET THOSE DREADFUL BILLS

You are not alone; we dread the chore of paying our bills too.

But it no longer has to be a torture if you were to consolidate them all under POSB Everyday Card. From what we had learned, the cash rebate from your utility bills can be used to offset your purchases at 400+ participating outlets. It is pretty straightforward, and is a win-win situation; you save not just time and hassle, but money too.

#5 USE IT AS AN EZLINK CARD

Picture this: You are rummaging through your wallet and flabbergasted by how stuffed the compartments are with ATM cards, credit cards, ezlink card and whatnot. Some of us even make the blunder of tapping our debit card instead of ezlink card at MRT stations!

But you see, POSB Everyday Card is doubling up as an ezlink card. It sounds impossible, but someone is finally doing this.

#6 AS WELL AS AN ATM CARD

Let’s go on about the issue of limited compartments in our wallet. It bugs us all the time.

And guess what? POSB Everyday Card also acts an ATM card! As if being a credit card and an ezlink card is not enough, POSB has upped the ante and made a 3-in-1 card a reality. Since we started using the card, it has made our lives so much easier as we only have to bring 1 card out instead of 3 cards.

Now, don’t you so need this card with its multiple functions and fantastic cash rebates?

#7 SAVE MONEY EVERYWHERE, EVERY DAY

Be it bills, dining, fuel, education or entertainment, you can easily save money with over 400 participating merchants that are keen to offer you exciting cash rebates. You even get cash rebates from HDB Season Parking, Popular Bookstore and Watsons!

Remember what we said about POSB Everyday Card having us covered with literally everything? Saves us money everywhere, every day indeed.

#8 CURRENT PROMOTIONAL OFFER

And the next step is of course to urge you to sign up for the POSB Everyday Card so that you can join us in reaping the endless benefits!

You can really combine and convert any retail purchase and luxuriate in life with 0% interest rates and low processing fees. Payment can also be done over periods of 3, 6, 12, 18 or 24 months. No more rushing to pay and worrying that interests would be compounded; we don’t need that kind of anxiety in our lives too.

POSB is currently offering a marvellous offer to you. Just sign up for the card before 31 Dec 2015, and get up to S$160 cash rebates when you spend a minimum of S$1,000 on your card.

For more information, visit www.posb.com.sg/everydaycard

This post is brought to you by POSB.

Dining out in Singapore is a costly affair. We know that the total bill for a meal at a decent restaurant can easily rack up to the hundreds and most people try to avoid dining out at all. But do you know that you can dramatically cut your expenditure with 1-for-1 main course offers and even enjoy complimentary house pours at certain places? No, we are not kidding!

There are numerous ways to significantly reduce the costs of dining and we are thrilled to share these money-saving hacks with you, so that you can feel better about your epicurean lifestyle without worrying too much about the hefty prices.

From credit card rebates, happy hour promotions to The Entertainer app, here are 5 Ways You Can Save Money While Dining Out In Singapore.

#1 CREDIT CARDS REBATE

When used correctly, credit cards can actually help one save a significant amount of money. You just need to choose the right credit cards to apply for.

For example, the OCBC 365 Credit Card gives users 6% cash back on weekend dining and 3% cash back on overseas dining (with a minimum spend of S$600 per month). You can earn up to S$80 cash back every month, which adds up to total amount of S$960 each year!

#2 GROUPON VOUCHERS

Maybe Groupon’s popularity has plummeted, but it is still one of those ways that work. It allows one to purchase dining vouchers from various restaurants via the mobile app or the internet.

You can purchase a S$100 voucher at TungLok XiHé Peking Duck Restaurant for just S$60! These dining deals however do have an expiry date and varying redemption terms and conditions. Do remember to bring the printed voucher along or simply redeem it from your phone.

#3 HAPPY HOUR PROMOTIONS

Most bars do offer Happy Hour Promotions in the evening, where diners usually are entitled to a second alcoholic drink on the house or other discounts. ‘Happy Hour’ sure are two very pleasing words.

For example, diners at Pisco South American Kitchen & Bar get to enjoy 1-for-1 cocktails from 3pm to 7pm daily and Mezza 9 offers 50% discount off all cocktails from 6pm – 9pm from Monday to Friday. What a steal!

For more Happy Hour Promotions, read our guide on The Best Happy Hour Promotions In Singapore.

#4 LADIES NIGHT PRIVILEGES

Being a lady in Singapore has many perks. And you have to make use of them for Ladies Night privileges.

From complimentary beverages to free club entrances, you will be surprised by how much you can save on Ladies Night – typically on Wednesdays and/or Thursdays! Here’s a tip – all ladies are granted free admission and a free house pour at CÉ LA VI on Wednesday nights.

#5 THE ENTERTAINER

The Entertainer is an amazing mobile phone application that entitles users to 1-for-1 main courses and/or beverages (depending on the merchant). And it is an app that we have been signing up for for the last 2 years.

Use The Entertainer App and you can dine at PARKROYAL on Pickering Hotel Lime Restaurant for free with a paying adult. Similarly, you get to enjoy 1-for-1 beverage at Habitat Cafe.

About the writer:
Hui Jun Ng is a staff writer for ladyironchef. She previously worked in the food and marketing industry. She loves traveling and enjoys exploring underrated destinations. In her free time, you will find her indulging in coffee and her all time favourite local dish – bak chor mee.