On 28 September 2015, Citibank re-launched the Citibank DIVIDEND Card – it now comes with even greater savings for all your daily spend, from petrol to groceries, and even our favourite activity – dining. Now, you have more reasons to eat out at your favourite restaurants or check out the latest cafes, and you know which card to use for all your dining bills!

When you eat out at your favourite cafe, or any of the latest swanky F&B joint, you get to enjoy 8% cash back on dining any day of the week, globally! You guys, this is a great deal, because you are actually saving while spending (on necessities!) and you’re rewarded every time you dine out whether it’s breakfast, brunch, lunch, high tea, dinner or supper.

If that alone is not enough for you to use or sign up for the card, think of enjoying even more savings on petrol and groceries with the Citibank DIVIDEND Card. It is a versatile credit card for everyday use.

WHAT YOU CAN ENJOY

Perks of signing up for the DIVIDEND Card is aplenty. Whether you pump your petrol at Esso or Shell, you can enjoy great savings. At Esso, expect savings of up to 20.88%; and at Shell, it’s 20.8%. Significant savings there, yes?

Fret not if you prefer other petrol stations, because you are still entitled to the 8% cash back on petrol which applies worldwide (this is over and above the discounts you get at your favourite petrol station).

For other daily necessities from your grocery shopping, you are also entitled to the fabulous 8% cash back at any supermarket and grocery stores worldwide. Yes, that’s right. Whether it’s Cold Storage, FairPrice, Giant, Marketplace or Sheng Siong in Singapore, or Red Mart online, or even an overseas supermarket, you enjoy this awesome deal all the same.

NEWER AND BETTER

The Citibank DIVIDEND Card has new perks added on to the list, as well as improved entitlements, and we love them all. The previous Citibank DIVIDEND Card cash back percentages for petrol stations, dining and groceries were up to 5%; definitely much lower than the current increased offering of 8%. You might think it is just 3%, but if you work your sums, you would know that these rebates from everyday spend will accumulate to quite an amount.

Also, you get a 0.25% cash back for any other purchases you make with this card with no minimum transaction amount! Your cash back will never expire and you can earn cash back any time, any day, globally.

Here’s how the card has improved:

HOW TO GET 8% CASH BACK – THE BEST CASH BACK IN TOWN

To enjoy the perks of being a cardholder of the Citibank DIVIDEND Card, all you have to “commit” is to spend a minimum amount of S$888 per month. And it isn’t hard, because you can use the card for just about anything; it rewards you for all your daily spend – petrol, groceries and dining, with the biggest savings. Despite the cap of $25 cash back per category (7.75% bonus cash back), you can still chalk up a total of $75 worth of cash back (across 3 categories), plus there is no limit on the 0.25% basic cash back for all your purchases on the card.

Here’s a snapshot on how much you can save:

You can calculate your cash back based on your usual monthly spending habits or learn more about the card and its full terms and conditions here.

Start earning great savings with the Citibank DIVIDEND Card, apply online now.

This feature is brought to you by Citibank DIVIDEND Card.

With so many credit cards in the market to choose from, it can be quite a headache to decide on which one to apply for. What we really appreciate is one all-rounder card that complements our lifestyle and rewards us for our daily expenditure, one that resides permanently in our wallet so that we can turn to it for any scenario – travel, dining, shopping.

The Citibank Clear Platinum Card gives you 5X Rewards (5 Rewards Points or 2 miles for every S$1 spend) on dining, overseas spend, and online shopping. While some cards reward you when you only charge for travel, dining or shopping, this card rewards you with all three!

Gone are the days when we’d stand at the cashier, ready to pay for something, only to hold up the queue by spending minutes recalling which credit card offers the best rewards for whatever we are buying.

Here are the Top 4 reasons why you must get the Citibank Clear Platinum Card.

1. EARN REWARDS POINTS WHEN YOU DINE OUT LOCALLY AND OVERSEAS

There are many reasons to get the Citibank Clear Platinum Card, but if we could only choose one, it would obviously be this – you get to earn Reward Points for eating out. How awesome is this? To live in a country where eating is the national hobby, earning 5 Rewards Points or 2 miles for every S$1 spend when dining out at restaurants, cafes and bars, both locally and overseas is really a bonus.

If you have the habit of charging dining bills to your credit card, why not charge to the Clear Platinum Card and stack up your Rewards Points at the same time? Here’s how: maybe you spend S$100 a week on meals and drinks, which translates into S$5,200 in a year, you’ll earn a whopping 26,000 Rewards Points just from eating out! You could redeem these points for 10,400 miles, S$80 worth of shopping vouchers, or cash rebate.

Delicious food and sweet savings? Sounds like a win-win to us! So, don’t forget to use your Clear Platinum Card on your next visit to Din Tai Fung, Sushi Tei, Starbucks and many more – home and away, for even more rewards.

2. EARN EVEN MORE REWARD POINTS WHEN YOU SPEND DURING YOUR HOLIDAYS OVERSEAS

Worried about how much cash to carry or which credit card to bring along on your next overseas trip? Fret not! For folks who travel frequently like us, using the Clear Platinum Card is an effortless way to chalk up Rewards Points while traveling with ease. With 5 Rewards Points or 2 miles for every S$1 spend in a foreign currency, this is the only card we need.

What’s more, enjoy greater savings with exclusive travel deals from Expedia, Emirates, Agoda and more. Remember to charge your airfare to the Clear Platinum Card, and activate your complimentary travel insurance before you travel. Looking forward to your next weekend getaway or year-end holiday already?

3. RETAIL THERAPY IS THE BEST THERAPY, AND YOU WILL BECOME EVEN HAPPIER WHEN YOU USE THE CLEAR PLATINUM CARD FOR ONLINE SHOPPING

Been eyeing that IT bag from Reebonz or that pair of diamond ear rings from Blue Nile? Shop with the Clear Platinum Card and earn 5 Rewards Points or 2 miles on all your online purchases. On top of this, get up to 40% off at your favourite online stores like Luxola, Zalora and UNIQLO and more!

4. WHAT’S GREAT ABOUT THE REWARDS POINTS

So now you’ve earned and accumulated all these Rewards Points, what’s next? Transfer your Rewards Points to your preferred Airlines’ Frequent Flyer Programs like KrisFlyer, Asia Miles, Sky Miles or Hotel Membership Programs. If you’re not a miles junkie, you can use your Rewards Points to offset your next purchase, redeem for vouchers, or get cash rebate. With all these redemption options, there is definitely something for everyone. Remember, there is no limit to the number of points you can earn, and your Rewards Points are valid for 5 years. ‘Nuff said.

For more details and to apply for the Citibank Clear Platinum Card, visit http://bit.ly/1t0Xaw1 or SMS Clearplat to 72484.

This is an advertorial for Citibank Clear Platinum Card.

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