On 28 September 2015, Citibank re-launched the Citibank DIVIDEND Card – it now comes with even greater savings for all your daily spend, from petrol to groceries, and even our favourite activity – dining. Now, you have more reasons to eat out at your favourite restaurants or check out the latest cafes, and you know which card to use for all your dining bills!

When you eat out at your favourite cafe, or any of the latest swanky F&B joint, you get to enjoy 8% cash back on dining any day of the week, globally! You guys, this is a great deal, because you are actually saving while spending (on necessities!) and you’re rewarded every time you dine out whether it’s breakfast, brunch, lunch, high tea, dinner or supper.

If that alone is not enough for you to use or sign up for the card, think of enjoying even more savings on petrol and groceries with the Citibank DIVIDEND Card. It is a versatile credit card for everyday use.

WHAT YOU CAN ENJOY

Perks of signing up for the DIVIDEND Card is aplenty. Whether you pump your petrol at Esso or Shell, you can enjoy great savings. At Esso, expect savings of up to 20.88%; and at Shell, it’s 20.8%. Significant savings there, yes?

Fret not if you prefer other petrol stations, because you are still entitled to the 8% cash back on petrol which applies worldwide (this is over and above the discounts you get at your favourite petrol station).

For other daily necessities from your grocery shopping, you are also entitled to the fabulous 8% cash back at any supermarket and grocery stores worldwide. Yes, that’s right. Whether it’s Cold Storage, FairPrice, Giant, Marketplace or Sheng Siong in Singapore, or Red Mart online, or even an overseas supermarket, you enjoy this awesome deal all the same.

NEWER AND BETTER

The Citibank DIVIDEND Card has new perks added on to the list, as well as improved entitlements, and we love them all. The previous Citibank DIVIDEND Card cash back percentages for petrol stations, dining and groceries were up to 5%; definitely much lower than the current increased offering of 8%. You might think it is just 3%, but if you work your sums, you would know that these rebates from everyday spend will accumulate to quite an amount.

Also, you get a 0.25% cash back for any other purchases you make with this card with no minimum transaction amount! Your cash back will never expire and you can earn cash back any time, any day, globally.

Here’s how the card has improved:

HOW TO GET 8% CASH BACK – THE BEST CASH BACK IN TOWN

To enjoy the perks of being a cardholder of the Citibank DIVIDEND Card, all you have to “commit” is to spend a minimum amount of S$888 per month. And it isn’t hard, because you can use the card for just about anything; it rewards you for all your daily spend – petrol, groceries and dining, with the biggest savings. Despite the cap of $25 cash back per category (7.75% bonus cash back), you can still chalk up a total of $75 worth of cash back (across 3 categories), plus there is no limit on the 0.25% basic cash back for all your purchases on the card.

Here’s a snapshot on how much you can save:

You can calculate your cash back based on your usual monthly spending habits or learn more about the card and its full terms and conditions here.

Start earning great savings with the Citibank DIVIDEND Card, apply online now.

This feature is brought to you by Citibank DIVIDEND Card.

POSB is a household name and one so familiar. Most of us probably grew up with a POSB savings bank book, and guess what? Now that we are adults, POSB will still help us with savings!

Do you spend at least S$500 per month? Did you know that you could receive attractive cash rebates when you spend that amount using POSB Everyday Card? Spending has never been more rewarding with POSB Everyday Card, and this might sound ironic but using a credit card appropriately will benefit one immensely.

The card gives you 5% cash rebate on dining every where – from restaurants, to cafés, fast food outlets, bars, entertainment establishments and caterers – every day. And you can enjoy up to 5% cash rebate on your grocery shopping.

While these rebates might not sound a lot, you will be surprised by how much you save in the long run! Sign up for a POSB Everyday Card before 31 December 2015. Here are more Reasons To Get A POSB Everyday Card.

#1 CASH REBATES FOR DINING ANYWHERE

POSB Everyday Card understands that everyone has different dining preferences and is hence granting cardholders 5% cash rebates on all dining expenses. Yes, it does not matter if it is your late night McDonald’s McNuggets meal or a fancy anniversary dinner at Jaan; you would still receive cash rebates for either places anyway.

Now, every reason to pay with POSB Everyday Card no matter where you dine at!

#2 AND EVEN ONLINE GROCERY SHOPPING

If preparing your own meals is what you prefer, this card works for you too.

POSB Everyday Card cardholders still stand to reap equally advantageous benefits. Shopping at grocery store Sheng Shiong entitles you to a 5% cash rebate for your next purchase. Shoppers of both physical and online stores of Cold Storage, Giant, Jasons, RedMart and NTUC Fair Price are also rewarded with a 3% cash rebate. And you stand to enjoy at least S$50 cash rebate each month and best of all, our rebates don’t expire!

#3 DISCOUNTS FOR PETROLUEM

Driving is extremely costly in Singapore and the cost of fuel is as expensive too. Fortunately, SPC&U Cards will grant one a 10% discount while any DBS/POSB Credit/Debit Card gets to offset an additional 5% discount. And that is not all.

The next best part is that POSB Everyday Card generously gives you a 6% cash rebate for your final petroleum bill. That’s a lot of numbers to work with, but one thing’s for sure – your savings will be significant.

#4 OFFSET THOSE DREADFUL BILLS

You are not alone; we dread the chore of paying our bills too.

But it no longer has to be a torture if you were to consolidate them all under POSB Everyday Card. From what we had learned, the cash rebate from your utility bills can be used to offset your purchases at 400+ participating outlets. It is pretty straightforward, and is a win-win situation; you save not just time and hassle, but money too.

#5 USE IT AS AN EZLINK CARD

Picture this: You are rummaging through your wallet and flabbergasted by how stuffed the compartments are with ATM cards, credit cards, ezlink card and whatnot. Some of us even make the blunder of tapping our debit card instead of ezlink card at MRT stations!

But you see, POSB Everyday Card is doubling up as an ezlink card. It sounds impossible, but someone is finally doing this.

#6 AS WELL AS AN ATM CARD

Let’s go on about the issue of limited compartments in our wallet. It bugs us all the time.

And guess what? POSB Everyday Card also acts an ATM card! As if being a credit card and an ezlink card is not enough, POSB has upped the ante and made a 3-in-1 card a reality. Since we started using the card, it has made our lives so much easier as we only have to bring 1 card out instead of 3 cards.

Now, don’t you so need this card with its multiple functions and fantastic cash rebates?

#7 SAVE MONEY EVERYWHERE, EVERY DAY

Be it bills, dining, fuel, education or entertainment, you can easily save money with over 400 participating merchants that are keen to offer you exciting cash rebates. You even get cash rebates from HDB Season Parking, Popular Bookstore and Watsons!

Remember what we said about POSB Everyday Card having us covered with literally everything? Saves us money everywhere, every day indeed.

#8 CURRENT PROMOTIONAL OFFER

And the next step is of course to urge you to sign up for the POSB Everyday Card so that you can join us in reaping the endless benefits!

You can really combine and convert any retail purchase and luxuriate in life with 0% interest rates and low processing fees. Payment can also be done over periods of 3, 6, 12, 18 or 24 months. No more rushing to pay and worrying that interests would be compounded; we don’t need that kind of anxiety in our lives too.

POSB is currently offering a marvellous offer to you. Just sign up for the card before 31 Dec 2015, and get up to S$160 cash rebates when you spend a minimum of S$1,000 on your card.

For more information, visit www.posb.com.sg/everydaycard

This post is brought to you by POSB.